ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS AND CONDITIONS

Tony D Talks LLC is dedicated to the protection of your privacy. This Privacy Statement lays out our up-to-date privacy practices regarding the information we gather when you engage with our website. By accessing TonyDTalks.com, you comprehend and wholly acknowledge this Privacy Statement, consenting without reservation to the practices of information collection and usage described herein.

Tony D Talks LLC places utmost importance on safeguarding our customers' personal data. We may occasionally contact you via email or phone, but we promise never to distribute or sell your personal information to third-party entities for the purpose of mailing lists or any other activities.

COMMUNICATIONS FROM TONYDTALKS.COM

We reach out to our users to keep them apprised of new features, products, unique offers, and services available on our platform. We guarantee not to share your personally identifiable details with third parties. If, at any moment, you wish to unsubscribe, simply follow the “Unsubscribe” link provided at the bottom of every communication.

SMS communications might be included – please consult our SMS Policy for more details.

MANDATORY COMMUNICATIONS

Tony D Talks LLC retains the right to periodically update you about vital administrative, policy, legal, credit card, and billing subjects that could influence your use of our website, including but not confined to any alleged breaches of our Terms of Service. These notifications are obligatory.

TONYDTALKS.COM USES OF PERSONAL INFORMATION

Upon your consent, we might employ the information we've acquired about you in the following five ways:

-Dispensing personalized, targeted details, we believe you'd deem valuable and pertinent.

-Incorporating targeted advertisements within such messages.

-Broadcasting promotions and coupons aligned with your interests.

-Soliciting feedback and surveys.

-Updating you about TonyDtalks.com's latest insights.

DISCLOSURE EXCEPTIONS

Despite our policies, we reserve the prerogative to disclose your personal details to apt third-parties if either legally mandated or if we deem such action essential to:

-Abide by lawful processes such as search warrants or court orders.

-Safeguard the company's assets and rights.

-Examine incidents of users using deceptive email addresses or disseminating threatening or abusive messages.

-Counteract unauthorized usage of our website or the TonyDTalks.com service.

-Assist during crises, especially when we suspect someone's physical safety is under threat.

HOW TO CORRECT, UPDATE, OR DELETE YOUR INFORMATION

For requests to access, modify, delete any personal information we hold about you, or if you have grievances or need more insights, kindly reach out to us at Support@TonyDTalks.com.

USE OF “COOKIES”

“Cookies” are files stored on your computer through your web browser. The cookies used by TonyDTalks.com don’t hold personal data like your name, address, or credit card details. They merely assist in identifying your website session. You can disable cookies on your browser, but doing so might hinder a full-fledged website experience.

SALE OF ASSETS

Should TonyDTalks.com, or its divisions or subsidiaries, undergo a sale, merger, liquidation, reorganization, or any form of transfer, we reserve the right to pass on our user databases, along with any personal data contained, to a third-party acquiring TonyDTalks.com's assets. Any such transfer would be communicated via an update to our Privacy Policy.

DATA SECURITY

We employ the sophisticated Secure Socket Layer (SSL) encryption technology when you place orders or access payment details to guard your data against unauthorized access. In our offices, access to your data is restricted, with employees only given access on a need-to-know basis. Our primary servers, housed in state-of-the-art facilities, ensure that your personal data remains in a secure environment. If you have security concerns or questions, kindly reach out to Customer Service.

CHANGES TO THE PRIVACY POLICY

TonyDTalks.com will occasionally update this Privacy Policy as business requirements and legal parameters evolve. We urge you to review this policy periodically to remain informed.

REFUND POLICY - COACHING PROGRAMS, BOOKS, VIDEOS & TRAINING PROGRAMS

All electronically dispersed products are non-refundable. For products purchased via third-party vendors, you must liaise directly with the respective vendor. Tony D Talks LLC reserves the right to decline any return.

Policies may be updated without prior notification. For more information, please contact (757) 703-7768.

SMS POLICY

1. General: By opting into text alerts from Tony D Talks LLC, you are agreeing to receive recurring autodialed marketing messages at the mobile number that’s been provided at opt-in. Consent is not a condition of purchase. Message & data rates may apply. If you would like to be removed from the Tony D Talks LLC text list, you must reply STOP to opt-out. This is the sole method for opting out. After texting STOP, you will receive one additional message confirming that your request has been processed. Text HELP for assistance or contact support by emailing Support@TonyDTalks.com. To understand how Tony D Talks LLC collects and uses your personal data, review this Privacy Policy/ Terms Of Service and SMS Program Terms and Conditions. This document also governs your participation in the SMS Program. If you change or deactivate your mobile number, it's your responsibility to notify Tony D Talks LLC by emailing Support@TonyDTalks.com to have your number removed. Furthermore, Tony D Talks LLC has the right to adjust message frequency at anytime i.e., we might modify the frequency of texts you get under this program.

2. Message Frequency: The SMS Program is subscription-based, and its participants will receive ongoing messages.

3. Authorized Participation: By joining the SMS Program, you confirm that you are 18 years or older and are permitted: (a) to enroll the given mobile phone number in the SMS Program, and (b) to bear any mobile message or data charges that might arise from participating in the SMS Program. Your agreement to get SMS and/or MMS messages is not linked to buying any goods or services, and no purchase is obligatory.

4. Cost to Participate: Engaging in the SMS Program is free; nonetheless, Message and Data fees may apply. Examine your mobile plan for specifics. Tony D Talks LLC isn't accountable for any messaging or data charges resulting from SMS Program involvement. You are in charge of obtaining and maintaining all mobile tools and other equipment and software, and all internet service providers, mobile services, and other essential services for your access to and use of the SMS Program, and you'll cover all associated costs.

5. Arbitration and Class Action Waiver: Please note this closely as it influences your rights. Any disagreement or claim related in any manner to your utilization of Tony D Talks LLC will be determined by compulsory arbitration, not in court. This arbitration agreement is meant for a broad interpretation and explicitly incorporates claims under the Telephone Consumer Protection Act, 47 U.S.C. § 227 et seq., or any other statute, rule, or legal or equitable theory. Both you and Tony D Talks LLC concur that the Federal Arbitration Act, 9 U.S.C. 1, et seq. (“FAA”) applies to this arbitration agreement and oversees all queries of whether a dispute is fit for arbitration. Unless you and we decide differently in writing, arbitration will be overseen by the American Arbitration Association’s Consumer Arbitration Rules active at the time of the arbitration filing (the “AAA’s Rules”). Nonetheless, like a court would, the arbitrator(s) must honor the terms and constraints in this Agreement and can grant damages and relief (inclusive of any attorneys’ fees) sanctioned by law and/or the AAA’s Rules. The arbitration decision and award are final and binding, with a few exceptions under the FAA, and a judgment on the award may be entered in any court of suitable jurisdiction.

YOU AND Tony D Talks LLC ARE CONSCIOUSLY WAIVING THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN ANY CLASS, REPRESENTATIVE, OR COLLECTIVE ACTION.

THIS AGREEMENT DOES NOT ALLOW FOR CLASS ARBITRATIONS EVEN IF THE AAA'S PROCEDURES OR RULES WOULD. INSTEAD, YOU AND WE CAN ONLY PURSUE ARBITRATION INDIVIDUALLY. ADDITIONALLY, UNLESS BOTH YOU AND Tony D Talks LLC DECIDE OTHERWISE IN WRITING, THE ARBITRATOR(S) CANNOT COMBINE MORE THAN ONE PERSON'S CLAIMS WITH ANY OTHER PARTY'S CLAIMS AND CANNOT PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR COLLECTIVE PROCEEDING.

Both you and Tony D Talks LLC are each accountable for our individual expenses relating to counsel, experts, witnesses, and any other costs connected to the arbitration. The AAA’s Rules concerning costs and payment are applicable.

This arbitration agreement doesn't stop you from presenting issues to federal, state, or local agencies. Such agencies can, if the law allows, seek relief against us on your behalf.

If any part of this Section (Arbitration and Class Action Waiver) is to any extent illegal, otherwise invalid, or incapable of being enforced, such term shall be excluded to the extent of such invalidity or unenforceability; all other terms hereof shall remain in full force and effect; and, to the extent permitted and possible, the invalid or unenforceable term shall be deemed replaced by a term that is valid and enforceable and that comes closest to expressing the intention of such invalid or unenforceable term. If applying this Severability provision should materially and adversely affect the economic substance of the transactions contemplated hereby, the Party adversely impacted shall be entitled to compensation for such adverse impact, provided the reason for the invalidity or unenforceability of a term is not due to serious misconduct by the Party seeking such compensation.

6. Limitation of Liability: We aren't accountable and won't be liable for any damages of any kind, including but not limited to incidental, special, or consequential damages (such as lost profits or lost business opportunities), punitive damages, or attorney's fees.

7. Applicable Law: Your use of this Service under this Agreement is regulated by the laws of the State of Virginia unless otherwise specified.

8. Severability: If any term of this Agreement is to any extent illegal, otherwise invalid, or incapable of being enforced, such term shall be excluded to the extent of such invalidity or unenforceability; all other terms hereof shall remain in full force and effect; and, to the extent permitted and possible, the invalid or unenforceable term shall be deemed replaced by a term that is valid and enforceable and that comes closest to expressing the intention of such invalid or unenforceable term.

9. Changes to Terms: The terms and conditions can be changed at any time without prior notice.

10. Additional Terms and Conditions: Beyond these terms and conditions, your use of the SMS Program is governed by Tony D Talks LLC’s Privacy Policy and Terms of Use, incorporated within this document.

11. Carriers: We can send messages to the following mobile phone carriers: Major carriers: AT&T, Verizon Wireless, Sprint, T-Mobile, MetroPCS, U.S. Cellular, Alltel, Boost Mobile, Nextel, and Virgin Mobile. Minor carriers include but are not limited to Alaska Communications Systems (ACS), Appalachian Wireless (EKN), Bluegrass Cellular, Cellular One of East Central IL (ECIT), Cellular One of Northeast Pennsylvania, Cincinnati Bell Wireless, Cricket, Coral Wireless (Mobi PCS), COX, Cross, Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri), Illinois Valley Cellular, Inland Cellular, iWireless (Iowa Wireless), Keystone Wireless (Immix Wireless/PC Man), Mosaic (Consolidated or CTC Telecom), Nex-Tech Wireless, NTelos, Panhandle Communications, Pioneer, Plateau (Texas RSA 3 Ltd), Revol, RINA, Simmetry (TMP Corporation), Thumb Cellular, Union Wireless, United Wireless, Viaero Wireless, and West Central (WCC or 5 Star Wireless). Carrier liability for delayed or undelivered messages is not accepted.